html, body {
  margin: 0;
  padding: 0;
  font-family: 'Inter', sans-serif;
  background: #f4f7fb;
  color: #16324f;
}

body {
  min-height: 100vh;
}

.legal-shell {
  min-height: 100vh;
  background:
    radial-gradient(circle at top right, rgba(17, 116, 218, 0.14), transparent 28%),
    linear-gradient(180deg, #0b1f36 0, #123a66 220px, #f4f7fb 220px);
}

.legal-topbar {
  max-width: 1080px;
  margin: 0 auto;
  padding: 28px 24px 0;
}

.legal-brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: #fff;
  text-decoration: none;
  font-weight: 700;
  letter-spacing: 0.01em;
}

.legal-brand img {
  height: 44px;
  width: auto;
}

.legal-card {
  max-width: 1080px;
  margin: 24px auto 48px;
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 20px 60px rgba(9, 34, 61, 0.16);
  overflow: hidden;
}

.legal-hero {
  padding: 40px 48px 28px;
  background: linear-gradient(135deg, #0d5bab 0%, #1174da 100%);
  color: #fff;
}

.legal-eyebrow {
  margin: 0 0 12px;
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.82);
}

.legal-title {
  margin: 0;
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.05;
}

.legal-subtitle {
  max-width: 820px;
  margin: 18px 0 0;
  font-size: 1rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.92);
}

.legal-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 22px;
}

.legal-pill {
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 999px;
  padding: 8px 14px;
  font-size: 0.9rem;
  color: #fff;
  background: rgba(255, 255, 255, 0.08);
}

.legal-content {
  padding: 40px 48px 48px;
}

.legal-summary {
  margin: 0 0 28px;
  padding: 18px 20px;
  border-left: 4px solid #1174da;
  background: #eef5fc;
  border-radius: 14px;
  color: #274968;
  line-height: 1.7;
}

.legal-section + .legal-section {
  margin-top: 32px;
}

.legal-section h2 {
  margin: 0 0 12px;
  font-size: 1.35rem;
  color: #0d2a47;
}

.legal-section p {
  margin: 0 0 14px;
  line-height: 1.8;
  color: #36546f;
}

.legal-section ul {
  margin: 0;
  padding-left: 22px;
  color: #36546f;
}

.legal-section li {
  margin: 0 0 10px;
  line-height: 1.7;
}

.legal-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-top: 14px;
}

.legal-box {
  padding: 18px;
  border: 1px solid #dbe7f3;
  border-radius: 16px;
  background: #f9fbfe;
}

.legal-box h3 {
  margin: 0 0 10px;
  font-size: 1rem;
  color: #103356;
}

.legal-box p {
  margin: 0;
}

.legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 28px;
}

.legal-links a {
  color: #1174da;
  text-decoration: none;
  font-weight: 600;
}

.legal-links a:hover {
  text-decoration: underline;
}

@media (max-width: 768px) {
  .legal-topbar {
    padding: 20px 16px 0;
  }

  .legal-card {
    margin: 16px;
    border-radius: 20px;
  }

  .legal-hero,
  .legal-content {
    padding: 28px 20px;
  }

  .legal-grid {
    grid-template-columns: 1fr;
  }
}